About Us
SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.
SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.
Join us to shape the future of digital payment in India and unlock your full potential.
What’s in it for YOU
- SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
- Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees
- Dynamic, Inclusive and Diverse team culture
- Gender Neutral Policy
- Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
- Commitment to the overall development of an employee through comprehensive learning & development framework
Role Purpose
The role is responsible for provisioning using the ECL model and daily asset classification. The incumbent is expected to be the ECL SME. Further, this role will be the lead for developing Data Risk governance ecosystem in the company. This role also includes managing debt sale process end to end including post sale management.
Role Accountability
- Own the ECL model and Asset classification in the company
- Ensure timely and error free ECL model refresh
- Ensure timely and error free Asset classification
- Liase with Finance for various ECL related insights
- Address data queries regarding asset quality and ECL
- Liase with Stat Auditors, RBI, CAG etc. for audits
- Develop the Data Governance operating model
- Lead the Data Governance projects in the company
- Evaluate portfolio for sale to ARC
- Execute debt sale and manage both pre and post-sale process with buyers and internal stakeholders
Measures of Success
- Timely & accurate delivery of all regulatory & investor reporting
- Timely delivery of all projects
- Process Adherence as per MOU
- Financial acumen
Technical Skills / Experience / Certifications
- Good knowledge of SAS, MS Office, BI tools (SAS VA / Tableau / Qlikview) etc. Knowledge of R / Python preferred
- Ability to understand all credit card related data elements
- Strong understanding of modelling concepts and model monitoring as a line of defense
- Ability to work in a distributed data storage environment
- String financial acumen
Competencies critical to the role
- Teamwork and Collaboration
- Analytical ability
- Problem solving skills
Qualification
Graduation / Master’s degree in Economics, Statistics, Operations Research, Mathematics, Engineering, Business, or related field with a strong quantitative emphasis
Preferred Industry
BFSI